ACH Solutions was founded in 2009 by the executive team of UMS Banking, a 28 year old Payment Processing firm. CEO, Joyce Gaines, and CFO, Lynda Neuman, developed this subsidiary after a long search to find a low cost solution for their existing Bankcard customers who required ACH services.
“We were looking for product that easily integrated into a Gateway for both credit cards and ACH, an all-in-one-product that was simple, yet powerful and that did not come with numerous ‘add-on fees’. What we found was both cumbersome and expensive, created for large industry and cost prohibitive to the small to mid-size business.” - Joyce Gaines
Focusing on efficiency for businesses ACH Solution developed a versatile product that can stand on its own; be an all-in-one product that integrates credit card and ACH Processing into one product or that integrates into proprietary software systems easily and rapidly. Today our system is used by businesses, both big and small from home-based businesses to governments to major merchants and financial institutions.